Terms & Conditions


1. I/We confirm that we have carefully read and fully understood all the terms of use of availing financing that are listed on TheBharatLoan website at 'terms of use' & 'privacy policy' and applicable to any loan availed through the Website.

2. I/We accept the terms & conditions categorically and agree that these terms and conditions could also be amended or changed at any time and me/we are going to be certain by the amended terms & conditions that are effective.

3. I/We understand that sanction of the loans is at the only real discretion of the group NBFCs / banks (affiliated lenders) and is subject to my/our execution of necessary documents, providing any securities and alternative closing formalities to the satisfaction of the involved loaner. I/We agree that group NBFC at its sole discretion might reject my application while not providing any reasons which I/We reserve no right to appeal against this decision.

4. I/We declare that I am/we are citizens of/resident in India and I/we declare, warrant and represent that every one the particulars and information and details are given/filled during this form and documents given by me/us to are true, correct and correct and I/we haven't withheld/suppressed any material information. I/We undertake to furnish any further information/ documents which will be needed by TheBharatLoan group NBFC from time to time. TheBharatLoan group NBFC reserves the correct to retain the photograph & the documents submitted with the applications & might not come a similar to the applicant.

5. I/We make sure that there aren't any financial condition proceedings against me/us nor have I/we ever been adjudicated insolvent. I/We additionally undertake to tell TheBharatLoan group NBFC of changes in my/our occupation/employment and to supply any more info that the company could need. I/We shall advise TheBharatLoan group NBFC on the amendment in my/our resident status.

6. I/We agree that my/our loan will not be used for any speculative or anti-social purpose.

7. As a pre-condition, relating to grant of the loans/advances/credit facilities by TheBharatLoan group NBFC to me/us, I/We agree and provides consent for the revealing by TheBharatLoan group NBFC of I. info and knowledge concerning me/us and our administrators and group companies; II. The information or data concerning any credit facility availed of/to be availed, by me/us; and III. default, if any, committed by me/us, within the discharge of any our obligations, to all or any or any third parties as is also deemed necessary at the only real discretion of TheBharatLoan group.

8. TheBharatLoan group NBFC might, because it moderately deems applicable and necessary, disclose and furnish information as set forth on top of to CIBIL and/or the other agency authorized during this behalf by the RBI. The borrower herewith agrees that TheBharatLoan group NBFC shall be entitled to exchange information concerning our accounts with different financial establishments or banks, as and once needed in accordance with Applicable Law and rules.

9. I/We undertake and acknowledge that: I. For the aim of assessing our creditworthiness, TheBharatLoan group NBFC is allowed to drag from CIBIL and/or the other agency authorized by run, knowledge of the applicant(s), directors, group companies, and the other people who are concerned within the same business, on behalf of that this loan application is made; II. CIBIL and the other agency thus licensed might use, method the same info and knowledge disclosed by TheBharatLoan group NBFC within the manner as deemed work by them; III. CIBIL and the other agency thus licensed might furnish for thought, the processed information, and knowledge or merchandise thence ready by them, to banks/financial establishments and alternative credit grantors or registered users, as could also be specified by the run during this behalf; IV. For the aim of verification of my/our personal knowledge, TheBharatLoan group NBFC is allowed to drag from Central KYC Records written account, ‘Know Your Customer’ knowledge of the applicant(s), directors, group companies, and the other people who are concerned within the same business, on behalf of that this application is formed and V. For the aim of assessing our trustiness, TheBharatLoan group NBFC is allowed to fetch product and repair Tax returns/data, of the applicant(s), group companies, on behalf of that this loan application is made.

10. I/We further authorize TheBharatLoan Group to keep me/us informed (telephone, mail, E-mail etc.) of all promotional schemes and/or activities.

11. TheBharatLoan might charge a non-refundable amount of Rs.10/- as Signature Verification Fee which is required to be deposited through cheque directly in the specified bank account of TheBharatLoan Finance Limited.